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† Qualification is based on individual lender criteria including consumer credit score. See individual lender pages for terms, conditions and application requirements.
‡ LightStream Disclaimer: The APR listed is for an unsecured miscellaneous/other purpose loan between $10,000 and $25,000 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay repayment option. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
‡ LendingClub Disclaimer: The APR ranges from 5.99% to 35.89%. For example, with a credit grade of A1 you could receive a loan of $10,000 with an interest rate of 5.32% and a 1.00% origination fee of $100 for an APR of 5.99%. In this example you will receive $9,900 and will make 36 monthly payments of $301.15. Your APR will be determined based on your credit at time of application. Average APR on 36 month loans for similar solicitation from 10/1/2015-10/31/2015 was 14.3%. The origination fee ranges from 1% to 6% and the average origination fee is 5.28% based on origination volumes from 1/1/2016 to 2/29/16. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement to all of the required agreements and disclosures on the www.lendingclub.com website. All loans made by WebBank, a Utah-chartered industrial bank, member FDIC.
‡ SoFI Disclaimer: Fixed rates from 5.50% APR to 9.99% (with AutoPay). Variable rates from 4.04% APR to 8.04% (with AutoPay). SoFi rate ranges are current as of May 1, 2015 and are subject to change without notice. Interest rates on variable rate loans are capped at 10.99%. See APR examples and terms. Lowest variable rate of 4.04% APR assumes current 1-month LIBOR rate of 0.19% plus 3.85% margin. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have excellent credit and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including credit score, credit usage and history, years of experience, income and other factors. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will continue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. SoFi loans are originated by SoFi Lending Corp (dba SoFi) California Finance Lender #6054612. NMLS #1121636.
‡ APR ranges from 2.90% to 15.99% for loan amounts of $3K to $25K and from 6.80% to 15.99% for loan amounts above $25K and up to $35K. Only borrowers with excellent credit will qualify for the lowest rate available. Your APR will be determined based on your credit score, income, selected loan amount and term, credit usage and history at the time of application. Closing of your loan is contingent upon your agreement of all terms and conditions on the www.backedinc.com website.